| When
it comes to home improvements, many of us have champagne tastes
on a beer budget--we noodle-out the perfect plan for a project,
then the contractors' bids come in at twice what we can afford.
So we become do-it-yourselfers. We know that, by eliminating
the labor expense, we can often chop a project's cost in half.
But should you do the work yourself? The answer
depends upon a number of factors, including your abilities,
your collection of tools and safety gear, your time, and your
inclination to roll up your sleeves.
Unless you are a highly skilled do-it-yourselfer,
avoid taking on jobs that may be dangerous, particularly difficult,
or where a mistake can be quite costly. Some jobs simply are
not worth the risk. For example, think twice before doing:
* Extensive electrical work
* Plumbing that involves crawling under the house
* Roofing work on a steeply-pitched or high roof
* Difficult or laborious work, such as chopping out and pouring
a new concrete floor
* Siding work that requires scaffolding higher
than two stories
* Work where there may be hidden mysteries
* Any other task that you're not confident you can handle.
Consider you skills, tools, and time. Then
take a closer look at your options before you make a final
decision.
Skills. Be realistic about your skills. Don't
try to take on work that you won't be able to finish or that
may end up looking unprofessional. Avoid intricate work or
work that requires a high degree of craftsmanship unless you're
competent at the job. For example, don't plan on building
raised-panel cabinets unless you have the necessary cabinetmaking
skills.
Tools. Be aware that you'll need special tools
for some jobs. You can rent tools, and you can often buy tools
with what you'll save on labor, but if you don't already own
the tools, you probably don't have very much experience at
using them. Once again, think twice before jumping in with
both feet unless you have experience with the necessary tools.
Time. Don't forget to take your time into
consideration. Even spare time has a value--and the value
of yours is worth factoring into the equation. Although a
professional repairperson can probably do the job considerably
faster than you can, you actually may complete some jobs sooner
by doing them yourself because you won't have to wait for
professionals to show up.
A closer look at your alternatives. There
is definitely something to be said for hiring a pro to handle
a project from start to finish--particularly if you find a
professional who gives you a quality job at a good price.
Unfortunately, that isn't always easy. The
best way to find good people is through personal recommendations.
Talk to friends or neighbors who have had similar work done
and were happy with the results and the service. Or, on the
web, you can go to ServiceMagic to get local, pre-screened
home professionals (they have screened more than 30,000 contractors,
home repair people, etc.).
Or you can talk to local building supply dealers
or turn to the Yellow Pages--your most likely source of names
if you're dealing with a home-repair emergency. So that you're
not left to this device in a pinch, it pays to have the names
and numbers of good repair services on hand. It's also smart
to check with the local chapter of the Better Business Bureau
to make sure there isn't a history of consumer complaints
against the pro you plan to hire.
For problems with products or some materials--such
as appliances, flooring, or carpeting--always check the conditions
of your warranty before hiring a repairperson or doing the
work yourself. By using factory-authorized service people,
you may not have to pay for the repair if the material is
under warranty. And if you don't use authorized service people,
not only will you have to pay--you may void your warranty.
Another option is to do some of the work yourself
and save the more complicated tasks for the pros. Demolition
work usually can be tackled by homeowners who aren't afraid
of getting a little dirty. Painting is another good way to
be involved in the project and save money. But be aware that,
if you set up this type of arrangement, you must stay ahead
of your contractor--he or she won't want to be slowed down
by the need to wait for you.
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